Used Cars for Sale - Milford, CT
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Used Cars for Sale – Milford, CT

 

A lot of people get excited about the idea of buying a brand-new car, and we understand that––there is a certain amount of fascination in this nation when it comes to the idea of a new car. But for many others, a used car is a much better option that not only makes fine practical and financial sense but is also simply a personal preference. When you start looking at used cars for sale, however, you might get overwhelmed by all of your options pretty quickly, and wonder who you should turn to for help finding the right one.

It can be tempting to go with a private seller getting rid of an old vehicle, but doing so can be very risky for you as a buyer. You are more protected and typically have a lot more options when choosing a reputable, trustworthy, used car dealership that will make sure you get exactly the right vehicle for what you need. A private seller will often have the lowest price out there, but the risks you take in going that path can far outweigh the cost of choosing a professional dealership with used cars for sale.

 

A line of used cars for sale is shown focusing on the grilles.

Here at Car Factory Direct, we do one thing and one thing only: we sell used cars. We are not one of those dealerships that focus on new cars and have a few old ones to offer – we only sell used cars because we believe that a great car-buying experience should be available for everyone. No matter what your credit history looks like, we want to work with you to help you figure out financing and make sure you drive away completely happy. Visit us at Car Factory Direct today and see how much fun it can be to shop for a used car.

Why Choose a Used Car?

Although we could probably spend all day listing off great reasons to choose a used car, we think there are three primary ones that you should consider. If you are unsure of whether you want to pick a new or used car for sale, then think about this:

You will save money upfront. This is probably the most obvious reason to choose a used car instead of a new one, but we think it is worth saying nonetheless. A used car will pretty much always cost less than the same car brand-new. Of course, there are some exceptions, for classic and collectible vehicles or ones that have received a lot of modifications––but in general, buying a used car will save you money.

You can avoid depreciation. Most people know that a brand-new car is said to lose a lot of its value the moment it drives off the lot. This refers to the depreciation that occurs on a vehicle––which means it is worth less a year, or two, or eight after you buy it compared to when it was new. The most intense depreciation typically occurs within the first five years after a car is sold. By buying a used vehicle, you get to skip a lot of this, so a few years after you buy it, that car is typically worth closer to what you paid for it than it would be if you bought it new.

You can even help the environment. This is one that surprises a lot of our customers, but based on all the available data and research, it is true. You see, a tremendous amount of natural resources and power goes into making a vehicle––this is just as true for hybrids and electric cars as it is for traditional ones. When you choose a used car, you are keeping it on the road and in service longer, which helps offset the use of resources that went into building it. So driving a used car can help out the environment by sparing the energy needed to make one more brand-new model.

A salesman is showing a white used car for sale to a man in Milford, CT.

A Used Car Dealer or Private Seller?

Once you have decided on buying a used car, however, then you have to choose where or who to buy from. You might be tempted to buy from a private seller that is getting rid of his or her old vehicle––we would strongly caution you against this. For one thing, a private seller does not care if you are happy with your purchase; they just want to be rid of their old car. With a dealership, however, they have a reason to want you to be happy: a happy customer is more likely to come back several years or a decade later when it is time for your next car.

Also, dealerships have certain laws and regulations they have to follow to help protect their customers. A private seller is under no such obligation, and you truly are in a “buyer beware” situation when buying from someone that posted online about selling a car. Choosing a trustworthy, reputable dealer with used cars for sale might cost you a little more up-front, but you can get far greater peace of mind in the long run.

Help with Financing

One more reason to choose a dealership over a private seller is the potential for financing options that you will not get with someone down the street trying to get rid of a car. Here at Car Factory Direct, we work with all of our customers to help them get the financing they need so they can drive away happy. We make the financing process as simple and straightforward as possible––in fact, you can get started with your credit application right now on our website. No matter what your financial situation and credit history look like, we will do everything we can to help and make sure that you get financing that lets you sleep at night.

Great Brands for Used Cars

A red 2017 Ford Fusion is driving past grass and trees.

At Car Factory Direct, we only sell used cars––we are not a dealership that has an agreement with a certain manufacturer. That means we are free to sell any used cars we want from a wide range of manufacturers, ensuring you have access to the best brands available. Whether you are looking for a Chevy pickup, a powerful Cadillac SUV, or a comfortable Ford sedan, we will work with you to find exactly what you need.

We even carry a number of imported and luxury vehicles at fair prices so you can enjoy all the sophistication and luxury of a BMW, without seeing your bank account pillaged by the high price of a new vehicle. If you want a Porsche or even an Alfa Romeo, we are here to help––just check out our amazing inventory.

Some of the best used cars for sale are from overseas and include brands like Mazda, Honda, and Toyota. Kia models have become increasingly well-designed and represent some of the best value and performance you can get with a used car. By carrying so many brands and representing your interests as an independent dealership, we can ensure we have the best cars at prices that you can afford.

First Time Buyers Advice

When it comes to buying a used car for the first time, there are many factors to take into consideration before you make the final decision. In order to make the right call on a new car and to not get stuck with something that you can’t afford in the long run, stick to these simple guidelines while searching for used cars for sale.

1. Establish a Budget

Before you can even begin looking at used cars for sale, you need to sit down and take a good look at your finances. Setting a budget from the start will help you narrow down your search and keep you from getting distracted by vehicles that are out of your price range. It will also help you set expectations for what you can get for your hard-earned dollar.

You can begin by adding all your monthly income and subtracting all of your monthly expenses from that amount. To do this properly, be sure to categorize your spending into fixed expenses (rent, bills, groceries, loans, etc.) and discretionary expenses (spending money). As a general rule-of-thumb, keeping your monthly car payments below 10% of your monthly income is ideal. Don’t forget that you will also need to account for gas, vehicle maintenance, repairs, and insurance. If you find that your calculations leave you strapped for cash, consider cutting back on unnecessary spending to save up for your first-time vehicle.

A couple is going over their budget before looking at used cars for sale in Milford, CT.

2. Start Researching

Now that you have a budget in mind, you can begin a much more streamlined search for used cars within your price range. There are a great number of reputable sources that can help you along your researching journey. You can search about vehicles on dealership websites or third-party websites such as Edmunds, Kelley Blue Book, Autotrader, and many others. This will give you an idea about what you can expect to pay and what you can expect to get in your used car. For example, if you are looking at used Honda sedans, you can see what features are available on those particular models within your price range. The best part about buying a pre-owned vehicle is that you can get better features for a lower price than you would with a new model. So, get started searching for your first set of wheels!

3. Look at Financing Options

Now that you have found the car that you want, you can begin looking at the dealership’s financing options. Here at Car Factory Direct, we offer highly competitive financing rates to make it easier for you to purchase your first vehicle. Our team of finance experts can walk you through the process step-by-step and help you decide on the best course of action to suit your budget. You can also apply for financing through our website without having to go to the dealership. We also offer an online payment calculator so that you can be fully prepared when you stop by to purchase your used car.

4. Bump Up Your Credit Score

If you are not happy with the financing options that you receive, there are ways to get a better estimate. If your credit score is low, you can work on improving it before you apply for financing. In general, Experian recommends maintaining a credit score of 700 or higher. This will help you secure a much lower monthly payment rate.

5. Save Money For a Down Payment

Another way to help out your financing options is to provide a good down payment on the vehicle you want to purchase. A good rule of thumb to go by is 10% of the vehicle’s price for a used car. However, if you can put more down, perhaps 20%, you can cut your monthly payments into more manageable amounts.

6. Get an Inspection.

While any good dealership will provide a vehicle history report with every used car, it is recommended that you have the vehicle inspected by someone you trust before making the deal. Unless the vehicle is a certified pre-owned model, please bring along your trusted family mechanic to take a peek under the hood. If you don’t know a mechanic who can help, ask your friends, neighbors, and family members if they recommend anyone. Keep in mind that certified pre-owned (CPO) vehicles may also need a secondary inspection as factory or dealership inspections only focus on a pre-set list of checkpoints.

7. Go For a Test Drive

Once you find the car you like and have had it inspected, it’s time to take her out for a spin. You always want to test drive the vehicle before buying it. Sometimes, a car can look great sitting on a dealership lot, but then it can present issues once you get going around the block. Test drives are necessary to ensure that you are getting the most bang for your buck.

A man is shown test driving a car from the interior.

Bad Credit Help

As we mentioned briefly before, having good credit is essential to securing a low payment plan. If you need to improve your credit score before you can buy a used car, there are several ways you can do this.

  • Pay your monthly bills on time
  • Pay off your debts
  • Keep credit card balances low
  • Add utility and cell phone payments to your credit history
  • Do not close credit card accounts
  • Dispute inaccuracies on your credit report

While it can take some time to drastically improve your credit score, you can get started today.

Things To Do in Milford, CT

In Connecticut, Milford is a coastal city in New Haven County that we are proud to call home. This area is full of rich history, beautiful parks and beaches, and amazing places to visit. Here are a few of our favorite local places that make Connecticut one incredible state.

Silver Sands State Park is one of our most popular natural attractions. Situated on Long Island Sound, it spans across 297 acres of beaches, dunes, forests, fields, and salt marshes. There is also an on-site bird sanctuary of Charles Island that takes up about 14 acres. Visitors can walk the trails and boardwalks, watch birds, have a family picnic, or even go swimming.

The PEZ Visitor Center is home to the largest collection of PEZ memorabilia in the world. Open seven days a week; visitors can see the world’s largest PEZ dispenser, a motorcycle made out of these candy dispensers, and so much more. It’s the perfect place to take the kids on the weekend.

Boothe Memorial Park is another family-friendly place that you visit. Built in 1840, this 32-acre park is so much more than a recreational area. It is said to be "The Oldest Homestead in America” as it is home to a residential house that was built back in 1663. You can also take a peek at other structures in the park, including a carriage house, windmill, miniature lighthouse, clocktower museum, chapel, blacksmith shop, trolley station, and the Americana Museum.

The National Helicopter Museum is the perfect place to visit if you are an aviation enthusiast. Founded in 1983, this museum showcases helicopters and aviation history. You can see experimental aircraft, gas turbine engines, and so much more at this unique museum.

If you want to learn more about Milford, you can visit the Milford Historical Society. This facility houses local antiquities, paintings by Elizabeth Wright, a country store, and a luscious herb garden.

Today’s Used Car Market Isn’t What It Used to Be

In the past, shopping for used cars may have left you feeling a bit more leery than excited. It wasn’t uncommon to find your local used car lot littered with gimmicky signs, and perhaps even an inflatable tube man flailing in the wind. No matter how much fun the dealership may have seemed, the truth is, most dealers were desperate to get old clunkers off the lot. Despite a superficial turtle wax finish, you could end up with a real lemon under the hood.

Your run of the mill “used car salesman” was commission-driven and hungry for a sale. With quotas to meet and minimal accountability, the customer’s needs often came last. Luckily, technology in the modern world has turned the used-car-buying experience on its head. Today’s customers are empowered with a nationwide selection of vehicles to choose from and verified car history reports to ensure you know what you’re getting before stepping foot onto the lot.

At Car Factory Direct, we care about our customers’ happiness because you are the foundation of our business. We built our reputation on great customer service, and without that, we’d just be an outdated used car dealership that survives off of one-off sales. Instead, we invest time in our customers so they can refer friends and family and visit us again when they’re ready to upgrade or make a change.

Although the used-car-buying experience has changed, the percentage of used car sales has remained relatively constant. Sales of used cars vastly outnumber new car sales and have done so for many years. Perhaps out of financial necessity for some, many buyers choose used cars as a sound investment choice. In a world where you can find a vehicle right off a two-year lease with minimal mileage, it makes total sense to browse used cars for sale before opting to go with new.

According to Carfax data, as soon as you drive a new car off the lot, you lose 10% of the overall value. As time goes on, it only gets worse. After owning the vehicle for a year, you lose 20% with depreciation mounting year after year. Not only do most new cars fail to hold their value, but buying trends also change with time. What’s popular today can easily seem outdated in just a few years.

A classic example of this is “family cars.” Over the decades, technology, aesthetics, and uses for family automobiles have changed. What we would identify as the first true family car has its roots in the station wagon, which was actually developed in the early 20th century. This was the mainstream family automobile prototype for several decades.
However, as time wore on, the minivan rose to popularity, so much so that it became synonymous with the stereotypical “soccer mom.” More recently, minivans have been supplanted by the SUV. The aptly named sport utility vehicles of today provide all the possible creature comforts along with the safety and versatility that modern families want.

A white used 2019 Jeep Grand Cherokee is parked in front of a house in Milford, CT.

Classic Luxury Cars and SUVs Never Go Out of Style

While many vehicle styles come and go, SUVs have held onto the hearts of Americans for quite some time, and the trend doesn’t seem to be going away anytime soon. According to one of the most reliable sources in-car information, Kelley Blue Book, the consumers have spoken. According to Kelley Blue Book, the Lincoln Aviator has clinched the top spot as the Best SUV of 2020, followed closely by the Ford Escape and then the Volvo XC40.

However, many contenders adorned the list, and many car makes held high positions, receiving a coveted five-star review. More than half of the vehicles that cracked the top twelve are considered luxury brands. From BMW to Tesla and Mercedes, many luxury car companies were represented, just going to show that a used luxury vehicle holds onto its value.

Luxury car companies may have been a little late to the SUV party in some cases, but as they always seem to, these brands came through in style. When people think of used luxury cars for sale in general, most would consider this to be a less risky purchase. Luxury cars tend to become classics over time, sometimes going up in value rather than depreciating. Because they’re made with top-quality parts, luxury vehicles are durable and stand the test of time.

Furthermore, luxury vehicles are usually ahead of their time when it comes to high-tech features. While the features on an average new car may quickly become obsolete, the advanced technology in luxury vehicles sets them ahead of the curve from the get-go.

Between exquisite styling and iconic model lines, luxury vehicles give you more for your money on the used car and SUV market. Finding a great deal on a slightly used luxury vehicle is easy because many of their drivers use them minimally before opting for the latest upgrade. It’s unlikely to find a used luxury vehicle that’s been driven into the ground, as their original owners tend to be car-lovers by nature who take pride in the vehicle they drive.

Only the Best Used Luxury Cars and SUVs

At Car Factory Direct, we’re fortunate to get an inside peek at some of the greatest used luxury models ever made. After all, who wouldn’t jump at the chance to test drive a used Hummer H2 4X4 or a Porsche Cayenne Diesel with a few years behind it? These powerful tanks offer the best of both worlds, a luxurious interior with rugged capability that’s still tough enough to beat out newer models from lesser brands.

Most used luxury vehicles have still “got it” in terms of style and finesse. According to Kelley Blue Book, here’s a quick rundown of the top certified pre-owned luxury automobiles for under $30,000. Taking the number #1 spot is a 2016 Lexus RX 350. Marking the first year of the current generation, this sporty mid-size SUV offers two rows of seating and handy convenience features like Lexus’ new infotainment system and a touch-free liftgate. This reliable SUV is a lucky find at our dealership.

2016 was also a fruitful year for Mercedes-Benz, who released their E-Class as a convertible, sedan, coupe, or station wagon. Drivers also had the chance to customize their 2016 E-Class with one of five different engine options, all with the quality expected from this luxury brand. The number 3 and 4 spots also went to 2016 models, from the Hyundai Genesis 5.0 (with a 5.0-liter engine that produces 420 horsepower) to the Volvo XC60 (SUV) and XC70 (wagon), both with roomy interiors and advanced safety features.

Next on the list is the 2017 Lexus ES available in standard or hybrid form. Kelley Blue Book rates the Audi A4, also the 2017 model, in their number 6 spot. Along with fancy technology, a used Audi A4 offers a smooth ride with solid suspension and your choice of 190 or 252 horsepower engines.
Rounding out the top 10 list is the 2016 BMW 5 Series, 2018 Acura RDX, and 2018 Cadillac XT5. It’s hard to believe that such prestigious vehicles can be found for under $30,000, but that’s the magic of the resale market.

If you haven’t considered a used vehicle in the past, a used luxury vehicle can set your mind at ease with the reputation of reliability and longevity that these brands are built upon. Skip overinflated “new” pricing and get more for your money at Car Factory Direct.

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(475) 549-8888

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770 Bridgeport Avenue • Milford, CT 06460

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Car Factory Direct

770 Bridgeport Avenue Milford, CT

Phone: (475) 549-8888

https://www.google.com/maps/place/Car+Factory+Direct/@41.2119366,-73.080909,19.6z/data=!4m5!3m4!1s0x0:0xdf03fa98a278ac51!8m2!3d41.211831!4d-73.0806516

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Phone: (475) 549-8888

770 Bridgeport Avenue Milford, CT
41.2119366 -73.080909
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Car Factory Direct
Car Factory Direct
770 Bridgeport Avenue
Milford, CT, 06460 US
(475) 549-8888
https://di-uploads-development.dealerinspire.com/carfactorydirect/uploads/2020/02/CarFactoryDirect_OGImages.png
Car Factory Direct 41.2119366, -73.080909.