Showroom is open Monday-Thursday 8:30-7:00pm Friday/Saturday 8:30-6:00pm! Free delivery up to 25 miles to your business or home. Call To Schedule Your Visit Today! Sales: (475) 549-8888

Finance Center

Car Factory Direct

Open Today! Sales: 8:30am-7pm
Call us at: (475) 549-8888

Your Used Automotive Financing Experts


One of the most difficult parts of buying a used vehicle can be finding financing. Fortunately, when you shop with Car Factory Direct, financing is never a problem. The experts in our finance center are here to guide you through every step of the financing process, and we offer competitive rates and terms when you finance through us. We even offer a variety of online finance tools to make your shopping experience even more convenient! At Car Factory Direct, we are dedicated to providing the best used car buying experience around, and our professional finance team is a key part of our commitment.

Financing a Used Car

Setting up financing for a new car is a straightforward process––the dealership will usually offer a loan through the manufacturer’s finance arm, and third-party financing is easy to come by. However, securing financing for a used car can be more difficult. The original manufacturer won’t provide financing for a used car, and banks see used vehicles as a potentially risky investment––especially if you aren’t buying from a dealership. That means you will normally have to search around more, and you might not get the best interest rates or loan terms. This is where Car Factory Direct comes in.

We stand behind the used cars that we sell, and that includes financing. Buying a used car from Car Factory Direct gives you access to a knowledgeable in-house finance department, just like if you were buying a new car from an affiliated dealership. We provide competitive loan terms on all the high-quality cars, trucks, and SUVs that we sell, helping you save money on your used vehicle purchase. Our team will also walk you through the finance process. When you buy from us, we will make sure that you can buy with confidence, knowing exactly what you are agreeing to.

Helpful Finance Tools

Our team of finance experts is waiting to guide you through the financing process. However, you don’t have to visit our Milford location to get started. Right here on our website, you will find helpful tools so you can start figuring out what you need today. Our online payment calculator will let you figure out what sort of monthly payments you can expect and how much vehicle you can afford. If you have a trade-in, you can send us all the information through our website, and we will get back to you with how much you can expect for it.

Once you have done your research and know what you can afford, you can even apply for financing through our website. Using this simple two-step form will give us all the information we need to speed up the final financing process when you visit our showroom. Once you arrive, all you will need to do is give us the go-ahead and sign the forms. At Car Factory Direct, we always do our best to make the car-buying process as straightforward and hassle-free as possible – and our collection of handy online finance tools will help make getting behind the wheel of your next car a breeze!

Find Financing at Car Factory Direct

If you are worried about finding financing for a car that you can afford, it is time to visit Car Factory Direct. Not only do we offer an unbeatable inventory of high-quality used cars at bargain prices, but we also have a finance team that will help you secure used-car financing at competitive terms. Finding an auto loan doesn’t have to be stressful, and we’re here to prove it. At Car Factory Direct, we are committed to giving you a simple and hassle-free car-buying experience. You deserve a full-service dealership you can trust even if you aren’t buying a brand-new car.

Car Factory Direct is located at: 770 Bridgeport Avenue • Milford, CT 06460
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(475) 549-8888

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770 Bridgeport Avenue • Milford, CT 06460

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Today's Hours:

Open Today! Sales: 8:30am-7pm

Car Factory Direct 41.2119366, -73.080909.